English:
Travel insurance abroad, also known as "Travel Assistance", "Medical Insurance", or "Assistance", provides the necessary financial resources and information to receive timely and specialized medical assistance during a stay abroad.
Various coverages and insurance sums are offered on the insurance market for the following products:
- Travel assistance abroad - business coverage;
- Travel assistance - tourist trips;
- Medical expenses.
The usual coverages provided by these products are:
- Medical service costs in cases of accident or sudden illness (depending on the chosen coverage, outpatient treatment costs and emergency dental expenses can also be covered with various limits specified by the insurance companies);
- If necessary, admission to the nearest hospital is provided, and if required, repatriation to Bulgaria, including by air ambulance;
- Repatriation in the event of death;
- Organizing and paying for legal defense in cases where the insured person is subject to prosecution for civil liability according to the legislation of the country where they are staying.
Usually, insurance companies have requirements for the maximum age of insured persons, above which it is not possible to conclude these insurances.
