This is the classic scheme for purchasing a vehicle on credit. It gives you the opportunity to drive your dream car immediately without a significant one-time investment.
You pay an upfront down payment, which varies depending on the chosen vehicle and your financial capabilities.
The remaining part of the price forms your credit, which bears interest depending on the repayment term and the applicable leasing conditions. The interest-bearing credit is divided into equal monthly installments.
We offer two financing options
FINANCIAL LEASE WITH MANDATORY ACQUISITION OF OWNERSHIP
You unconditionally acquire ownership of the vehicle at the end of the leasing period.
Upon delivery of the vehicle, we issue an invoice for the full value of the vehicle (minus the down payment) including VAT.
VAT is due immediately upon issuance of the invoice, and the principal is paid according to a repayment plan.
At the end of the leasing period, after the payment of the last monthly installment, the ownership of the vehicle is transferred to your name.
What are the benefits?
- You become the owner of the vehicle.
- You can reschedule payments based on your budget (up to 84 months for some models).
- Minimal initial costs are required.
- No guarantors are required.
- No establishment of a special pledge is required.
- You can pay off the vehicle at any time without being charged penalty interest.
- You work with only one person – your sales consultant.
FINANCIAL LEASE WITH AN OPTION TO ACQUIRE OWNERSHIP
When signing this type of contract, a residual value of the asset is determined in advance. This is the part of the vehicle's price that you do not pay off through monthly installments.
At the end of the period, you have a choice – to return the vehicle to us or to pay the residual value and acquire ownership.
VAT is calculated and paid with each monthly installment, according to the repayment plan. (Main difference)
What are the benefits?
- Includes all the benefits of Financial Lease with mandatory acquisition of ownership.
- Allows for the formation of lower monthly installments.
- The pre-determined residual value gives you security regarding the minimum value of the asset at the end of the period.
